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Our Brave New World

We've had Roombas running around homes for several years now, sweeping and vacuuming floors. It's easy to think of the gizmos as early versions of Rosie, the Jetson's robot maid. But even George Jetson did his own driving (or flying, actually). But times are changing.

About those New Credit Cards with the Chips …

Sometime in the past year, your credit card company probably sent you a new card -- one with an obvious chip installed on the front. (If you have not received one, don't worry, you will.) The new cards are rolling out to help improve security against fraud by encrypting customer data and by creating a one-time, unique code when used at a chip-enabled register.

Prevention is Better than Insurance

If you deal with sensitive customer data and information, you may have considered purchasing "cyber insurance." For those unfamiliar with the term, the International Risk Management Institute explains, "Cyber and privacy policies cover a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network.